Question on loans and zakaat

I just need some clarification, with regards to Zakat calculation, I am currently paying 2 loans, do I add the Total remaining balance to my liabilities or just the monthly instalments at the time of paying?

Wa Alaikum Assalaam,

الجواب و بالله التوفيق

You will add the monthly installments that are due at the time of paying Zakaah, and not the total remaining balance.

And Allah Knows Best.

Mufti Waseem Khan.