THE RULING ON ORGANS REPAIR WITH ANIMAL PARTS

It is permissible to use limbs/organs/parts of those animals which are permissible for Muslims to consume for an organ trans-plant to the human body, when there is fear of losing life or there is a fear of losing a limb or organ and that the replacement can only be found in animals.

With respect to using a part of the pig, this is generally disallowed and prohibited. However, if there is a risk of losing one’s life, and nothing else is available, then it will be permissible to use this to the extent of necessity.

And Allah Knows best

Mufti Waseem Khan

04/12/2017

Pension Plans and Education Funds

QUESTION:

Dear Mufti,

Can you say if pension plans that are interest free and accident and emergency medical plans together with education plans for children to go uwi is permissible from Guardian life?

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ANSWER:

As Salaam Alaikum,

Pension plans that are interest free is permissible.

The accident and emergency medical plan is really an ‘Accident Insurance’ offered by Guardian life. This operates like other form of insurances where Gharar (uncertainty) is found. Hence, it will not be permissible.

Education plans for children is another product of Guardian life which encourages one to put aside/save or contribute towards a child’s future education. This on its own is good when it is connected to simply saving monies for the future education of one’s child. However, in many cases an ‘Education plan’ is combined with an insurance. The purpose of being combined with an insurance is that if something happens to the parent or if he/she becomes disable or passes away, then the child will still receive the predetermined payout amount when the plan matures. The Insurance ensures that the child’s education will continue if the savings portion is not sufficient to pay out the child’s education. Therefore if the ‘Education plan’ is combined with savings and insurance, then it will not be permissible due to the unlawful elements present in Insurance. If a person has taken out such a plan, then it will be permissible for him to benefit from the savings portion which was contributed to the fund.

If the ‘Education plan’ deals only with the savings of a person which he contributes on a monthly basis and builds up a fixed fund over several years, then this is permissible.

And Allah Knows best

Mufti Waseem Khan

30/11/2017

Is Forex Trading Permissible?

QUESTION:

Assalamu Alaikum,

Mufti,

My question today is based on if Forex Trading is Permissible in Islam?

I have been doing some research for myself but i need advice from you. From certain articles online it is said that the prophet pbuh said it was permissible to trade currencies once it is done immediately and at the current market price.

Now this brings us to trading on the forex market presently. when you trade you either buy or sell a currency pair at a price now that price will fluctuate influencing you to either buy or sell now that moment of buying or selling will come from your own idea or from charts being provided online you then place your money on the trade but lets say you enter at a certain price for buying but the market turns around you will be losing. it is something that is never guaranteed.
(like playing lotto etc you buy a ticket and you either win or lose)
when you enter a trade you either win or lose.

Sorry for the long email but it something i need some clarification on.
I am a revert so I need scholars advice to help me in making these decisions.

JazakAllah Kair

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ANSWER:

Wa Alaikum As Salaam,

Trading in currencies (foreign exchange) is permissible in Islam with the following:-

  1. The Transaction between the two parties must be done immediately without delay on any side.
  2. The two currencies that are traded in, must be exchanged on the spot without delay.
  3. Currencies traded in, must be actually owned and possessed by a person. When the currency exchange takes place, the actual delivery of currency (sold) by the seller must take place, and the actual taking possession of the currency by the purchaser must take place. Both parties must take possession of the currencies traded in, in the same sitting and there must be no delay on any one side.
  4. No element of interest must be present in the transaction.

 

The above conditions must be present for the validity of trading in currencies.

 

With respect to Forex trading via the internet, it is seen that some of the conditions laid in Islam for currency trading is not present. For example, when real/actual possession, ownership and delivery must take place, it is seen that in Forex Trading (via the internet), forex traders do not expect to take actual delivery of the currency they are buying, and they do not actually own the currency they are selling. They are simply speculating that the value of one will go up and the value of another will go down.

 

Similarly, while interest is totally prohibited in Islam, one finds that in Forex trading markets, interest is charged for not using the deal at the same day. In some cases, the agent sells something which he does not possess, and is forbidden in Islam.

 

Hence, in my opinion, Forex trading markets (via the internet) will not be permissible.

 

And Allah knows best

Mufti Waseem Khan

1/12/17

DEATH IN SERVICE BENEFITS

QUESTION:

Hazrat, Death in Service is a benefit offered by most western employers where they pay 3/4 times your salary to your spouse/dependants. I believe you become eligible after certain few years of service.

ANSWER:

Wa Alaikum As Salaam,

The ‘Death in service’ benefit will be halal for your family since it is given from the monies which you and your employers contributed to while you were employed at the company.

And Allah Knows best

Mufti Waseem Khan

29/10/2017

DEFINITION OF KHALWAH BIL AJNABIYYAH.

QUESTION:

As salamu alaykum what is the definition of Khalwah Bil Ajnabiyyah?

Jazak Allah Khayr

 

ANSWER:

Wa Alaikum As Salaam,

‘Khalwah bil Ajnabiyyah’ means to be in seclusion or to be alone with a woman /girl who is not blood- related to you.

This is totally haram in Islam.

And Allah Knows best

Mufti Waseem Knah

28/11/2017

 

THE ISLAMIC PERSPECTIVE OF ATTENDING A CHRISTIAN OR HINDU FUNERAL

QUESTION:

 

Wa Alaikum As Salaam,

What you did by standing together with them for hymns and prayers was Haraam. In fact, it was not permissible for you to attend such a gathering where prayers and hymns comprising of shirk were said. You should seek forgiveness from Allah, and must not repeat such an action in the future.

And Allah Knows best

Mufti Waseem Khan

28/11/2017

 

ANSWER:

Wa Alaikum As Salaam,

What you did by standing together with them for hymns and prayers was Haraam. In fact, it was not permissible for you to attend such a gathering where prayers and hymns comprising of shirk were said. You should seek forgiveness from Allah, and must not repeat such an action in the future.

And Allah Knows best

Mufti Waseem Khan

28/11/2017

TAKING UP A CAREER IN ISLAM

QUESTION:

السلام عليكم
I would like to know if being a police officer a good career to have in a islamic perspective…

ANSWER:

Wa Alaikum As Salaam,

Generally, a Muslim is required to adopt a means of livelihood and a career, where it is easy for him to practice his religion. It is not permissible to intentionally get into something where one knows very well that he will have to compromise in his religious teachings and at times, may even have to leave out certain important and essential practices of his religion.

Therefore, if in being a police officer, a person believes that he can continue to practice his religious teachings without compromise, then he can go ahead to be a police officer. However, if in doing so, a person knows that he will have to compromise, and leave out some of his religious practices, then he should go for this profession.

And Allah Knows best

Mufti Waseem Khan

28/11/2017

SPORTS IN ISLAM

ANSWER:

Wa Alaikum As Salaam,

It is permissible to engage in sports for the purpose of relaxation, satisfaction and enjoyment, as long as one does not violate the teachings of Islam by exposing his awrah, (concealable parts of the body), missing/delaying his duties of Salah or fasting etc., and is not any of those sports which have been prohibited in the Shariah.

With respect to the hadith you have quoted, this is meant to encourage the believers in such sports /training. Archery and horse-training helps one in preparing himself to defend Allah’s religion when the time arrives, and playing with one’s wife builds the bond/relationship between the husband and the wife and brings joy and happiness in the marriage. Other things have also been mentioned in other traditions like walking, swimming, spear throwing, horse-racing and others. All these sporting games bring a lot of benefits to a person and so, they are encouraged. However, this does not mean that other types of sports are prohibited or disliked. These will be permissible as long as they do not comprise of anything which violates the laws of the Shariah.

And Allah Knows best

Mufti Waseem Khan

28/11/2017

THE ISLAMIC PERSPECTIVE OF HUGGING AND SHAKING HANDS WITH A COUSIN

QUESTION:

As Salaamu Alaykum

Is it Halal or Haram to hug or shake hands with a Cousin?
because in Pakistan my Family come from a Village and that People says Iam a Wahhabi because I dont shake hands or hug any of my Cousin(Girls).So please can you give a Fatwa with evidence and all and too about the view of the Hanifa School(Fiqh/madhab),because I belong to the Hanifa School/Fiqh/madhab).

ANSWER:

Wa Alaikum As Salaam,

Your cousin is a non-blood relative to you, and though she is a relative, she is not your Mahram. Since it is permissible for you to marry her, she will be considered as an ‘Ajnabiya’ that is, a stranger (that is,a woman who is not a blood relative to a male). This being the case, it will not be permissible for you to hug her or shake hands with her.

In Al Hidaya, the famous and reliable book of the Fiqh of Imam Abu Hanifa (A.R), it is written, ‘And it is not lawful to touch the face and hands of an ‘Ajnabiya’ (a female who is not a Mahram to a person), even though one is safe from desires’ ( Al Hidaya – Kitab Al Karahiyah- Vol.4 pg.458 Maktaba Rahmaniya Lahore Pakistan).

If however, your female cousin is a very young child ( who has not yet reached the state of having desires like a grown up girl), then there is no prohibition in touching or holding her hand. ( Al Hidaya – kitab Al Karahiya Vol.4 pg.459

Institute of Higher Islamic Studies & Secondary Education